Avanti Travel Insurance

Avanti Travel Insurance: A Reliable Option for Stress-Free Travel

Our opinion

Traveling is an exciting experience, but it also comes with risks, from flight cancellations to medical emergencies. This is where Avanti Travel Insurance steps in, offering peace of mind for travelers of all ages, particularly focusing on providing coverage for those with pre-existing medical conditions. Whether you’re embarking on a weekend getaway or an extended overseas vacation, Avanti offers comprehensive insurance options designed to cover a wide range of travel needs. Let’s take a closer look at what makes Avanti a standout choice for travelers.

What We Like

Coverage for Pre-existing Medical Conditions: One of Avanti’s biggest strengths is its commitment to providing specialized coverage for travelers with pre-existing medical conditions. Unlike many travel insurers, Avanti doesn’t shy away from offering coverage to older travelers or those with complex health histories, making it a standout option for seniors or anyone concerned about health-related risks while traveling.

Customizable Travel Plans: Avanti offers flexible plans, meaning you can choose coverage that suits your individual needs. Whether it’s single-trip insurance for a quick holiday or annual multi-trip policies for frequent travelers, Avanti provides customizable solutions. You can add optional extras like cruise cover, winter sports, or even gadget insurance, so there’s no need to purchase unnecessary coverage if you’re not going to need it.

24/7 Emergency Assistance: Traveling comes with uncertainties, and it’s comforting to know that Avanti provides 24-hour emergency assistance. Whether you’re facing a medical emergency abroad or dealing with lost baggage, you’ll have support whenever you need it.

No Upper Age Limit: Avanti Travel Insurance is particularly notable for its no upper age limit policy. This makes it a great choice for older travelers who might struggle to find coverage elsewhere, ensuring they can still enjoy their holidays with peace of mind.

What We Don’t Like

Pricing for Pre-existing Conditions: While Avanti is one of the few insurers that will cover pre-existing medical conditions, this can sometimes lead to higher premiums depending on the severity of the condition. This might be off-putting for some travelers, especially if their condition doesn’t require much management.

Limited Coverage for Extreme Sports: While Avanti does offer some coverage for sports and activities, those looking to participate in more extreme sports or adventurous activities like bungee jumping or skydiving may find the coverage a bit limited. For this kind of travel, specialized insurance may still be required.

Claims Process: Although many customers have positive experiences with Avanti, there are occasional reports of slow claim processing times. While these situations are relatively uncommon, it’s something to keep in mind if you’re looking for a fast, no-hassle claims experience.

Brand Origins and Philosophy

Avanti Travel Insurance was founded in 2009 with a clear mission: to offer inclusive travel insurance that caters to travelers who may struggle to get the coverage they need due to age or medical conditions. Avanti is dedicated to making travel accessible to everyone, and that philosophy is central to their business model. The brand has built a reputation for providing trustworthy, comprehensive policies that allow customers to travel confidently, knowing they are fully covered.

The company’s philosophy is simple: no one should be left behind when it comes to travel. By focusing on travelers with more specific needs, Avanti has managed to carve out a niche that makes them stand out in the crowded travel insurance market. They believe that age or medical history shouldn’t stop anyone from experiencing the joys of travel.

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Avanti Insurance Collections and Coverage Options

Avanti offers a wide variety of insurance options designed to cater to different types of travelers:

Single-Trip Insurance: Perfect for those planning a one-off holiday or trip, single-trip policies provide coverage for the duration of your holiday. These policies can be customized to include medical coverage, trip cancellation, lost baggage, and more.
Annual Multi-Trip Insurance: If you travel frequently, Avanti’s annual multi-trip policy may be a more economical option. It covers multiple trips within a year, and you won’t need to purchase new coverage each time you travel. This option also includes coverage for medical emergencies, trip cancellations, and lost luggage, among other benefits.
Medical Travel Insurance: Avanti’s standout feature is its medical travel insurance, which caters specifically to travelers with pre-existing conditions. Coverage is comprehensive, and you can declare all relevant medical conditions during the application process to ensure you get a tailored policy that suits your health needs.
Cruise Travel Insurance: For travelers planning on cruising, Avanti offers cruise-specific coverage. This includes additional coverage options like cabin confinement, missed port departures, and unused excursions, ensuring that even the most specific cruise-related issues are covered.
Winter Sports Coverage: If you’re planning a ski trip or other cold-weather activities, Avanti offers winter sports add-ons to cover things like ski equipment, piste closures, and emergency evacuation from the slopes.
Optional Extras: Avanti also offers a range of optional extras, such as gadget insurance to cover valuable electronics, golf cover for those heading on golf holidays, and business trip coverage for travelers working abroad.

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Discounts and Promotions

Avanti regularly offers promotions and discounts on their insurance policies, especially if you sign up for their newsletter. By staying in the loop, you can receive exclusive deals and offers that can help reduce the overall cost of your travel insurance. Additionally, customers who choose to buy online often enjoy discounts or special rates.

Avanti also offers multi-policy discounts, so if you’re buying coverage for multiple travelers, you might qualify for lower rates. Additionally, their annual multi-trip policies offer great value for those who travel multiple times a year, saving you from having to purchase a new policy each time you go on holiday.

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Policy Cancellations and Refunds

Purchasing a policy through Avanti is straightforward, and all documents are provided digitally, which means you can access your policy anytime through your email or Avanti’s website. Once you have purchased your policy, you have a 14-day cooling-off period. During this time, you can cancel your policy for a full refund if you haven’t traveled or made any claims.

If you need to make changes to your policy or adjust your coverage, Avanti’s customer service team is available to assist you. They can guide you through adding coverage or updating personal information on your policy. Keep in mind that once you have started your journey or made a claim, you won’t be able to cancel the policy.

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Brand Benefits to Customers

Inclusive Coverage for All Ages: Avanti stands out by offering coverage with no upper age limit, making it one of the few insurers that welcomes older travelers.

Comprehensive Medical Insurance: Avanti is a leading choice for travelers with pre-existing medical conditions, offering customizable plans that cater to health-related concerns.

Flexible Policies: With single-trip, multi-trip, and specialized policies like cruise insurance and winter sports coverage, Avanti ensures you only pay for what you need.

24/7 Emergency Assistance: With their global assistance team, travelers have peace of mind knowing help is just a call away, no matter where they are in the world.

Personalized Customer Service: Avanti’s reputation for friendly, knowledgeable support makes buying travel insurance less daunting, especially for first-time buyers or those with unique travel needs.

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Payments

Avanti makes paying for your policy simple and straightforward, offering secure payment options such as major credit and debit cards. They also offer payment plans for more extensive or annual policies, allowing you to break up the cost into manageable installments. This flexibility is ideal for those purchasing more comprehensive coverage.

Conclusion

Avanti Travel Insurance is a solid choice for anyone looking for flexible, comprehensive travel coverage—particularly for older travelers or those with pre-existing medical conditions. Their wide range of customizable policies, friendly customer service, and focus on inclusivity make them a standout in the industry. While the costs for certain medical conditions may be higher, the peace of mind knowing you’re well covered is invaluable. Whether you’re planning a weekend getaway or a long-haul adventure, Avanti Travel Insurance has you covered.

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